Why would FAB reject a loan application even when salary is coming in regularly?

Hi everyone, I’m trying to understand something that happened recently and hoping someone here might have gone through a similar situation. I applied for a personal loan with FAB not long ago and was quite confident it would go through since my salary is credited to the same bank every month without delay. But the application got rejected and I didn’t really get a clear explanation for it. It just showed as not approved, which left me guessing what went wrong. What’s confusing is that I don’t have any major liabilities and I’ve been managing my account fairly carefully. So now I’m wondering if there are factors that the bank considers that are not very obvious from the user side. Since then I’ve been trying to review my account more closely, especially my salary balance and recent activity, just to see if there’s anything that might have affected the decision. But sometimes I’m not fully sure if the balance I see is completely up to date, especially after transactions or holds. Has anyone here faced a loan rejection from FAB even with a steady salary account and later figured out the reason? Also, how do you usually check your salary account balance in a reliable way so you know exactly where you stand before applying again? Any insights would really help.